Prior to commencement of your Period of Cover, you may cancel your Policy and obtain a refund of the premium paid (Processing Fees will not be refunded). 

On and from commencement of the Period of Cover you can still cancel your Policy however a refund of premium will only be available 

  • where you no longer require the Policy and you have contacted us by phone or email prior to commencement of your Period of Cover or promptly thereafter, or

  • otherwise at our discretion. 

If you cancel your Policy you will not have the benefit of cover and will not be able to make any claims against the Policy. 

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