Prosura Rental Vehicle Excess Travel Insurance is not redundant if you have purchased an excess reduction product or waiver from a car rental company. There may be expenses that are covered by Prosura, which are not covered by the car rental company’s excess reduction product, common examples include:
Personal baggage loss,
Premium location surcharges levied on the excess charges,
Underbody damage, and
Please carefully consider the terms and conditions of the car rental company’s excess reduction product, the relevant PDS, and your own personal circumstances.