Prosura Rental Vehicle Excess Travel Insurance Products are issued by Pacific International Insurance Pty Ltd ABN 83 169 311 193 (‘Pacific’). Prosura Pty Ltd ABN 59 638 142 720, Australian Financial Services Licence Number 530275, (‘Prosura’), has been authorised by Pacific to enter into policies and deal with them, as the agent of Pacific. Prosura does not act as your agent. Any advice provided by Prosura is general and does not take into account your objectives, financial situation or needs. Before making a decision please consider the Product Disclosure Statement and Financial Services Guide and the Target Market Determination. If you purchase a policy, we receive a commission which is a percentage of your premium - ask us for more details.
No, there is no need or requirement to tell the car rental company that you have purchased Prosura Rental Vehicle Excess Travel Insurance.
Just like you don’t need to inform an airline that you have travel insurance when purchasing a flight ticket or boarding a plane, you do not need to advise the car rental company that you have purchased third party rental vehicle insurance.
Collision damage waiver (CDW) or other excess reduction options provided by the car rental company are usually optional.