I am hiring 2 cars. Do I need one policy or two?
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Modified on: Thu, 14 Mar, 2024 at 10:32 AM
Prosura Rental Vehicle Excess Travel Insurance Products are issued by Pacific International Insurance Pty Ltd ABN 83 169 311 193 (‘Pacific’). Prosura Pty Ltd ABN 59 638 142 720, Australian Financial Services Licence Number 530275 (‘Prosura’), is authorised to carry on a financial services business to provide general financial product advice, and deal in, general insurance products, and handle and settle claims. When Prosura provides these services, it does so on behalf of the insurer, Pacific, pursuant to a binding authority, as the agent of Pacific. Prosura does not act as your agent. Any advice provided by Prosura is general and does not take into account your objectives, financial situation or needs. Before making a decision please consider the Product Disclosure Statement and Financial Services Guide and the Target Market Determination. If you purchase a policy, Prosura receives a commission which is a percentage of your premium - ask us for more details.
You will need to purchase 2 separate policies if you require cover for 2 rental cars. Full product inclusions, exclusions, limits and other terms and conditions are outlined in the applicable Product Disclosure Statement (PDS).
Cover is limited to one rental vehicle per rental agreement, unless
your rental vehicle has been replaced by the Rental Provider due to vehicle issue or safety concern, and provided that you do not claim cover for the first vehicle. For example, you will be covered for a replacement vehicle, if the first vehicle has a mechanical or other fault that occurred prior to the time when you assumed control of the vehicle and you do not claim for any reimbursement in connection with the first vehicle. If the first vehicle is damaged or stolen during your Period of Cover, you will need to purchase a separate policy to be covered for a replacement vehicle; or
the Rental Provider requires you to exchange the vehicle as part of their standard policies unrelated to the rental vehicle safety or other vehicle issue. For example, you will be covered for a replacement vehicle if you are required to exchange rental vehicles due to a ferry transfer.
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