What's the difference between Prosura and the excess reduction products offered at the counter?
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Modified on: Thu, 14 Mar, 2024 at 9:49 AM
Prosura Rental Vehicle Excess Travel Insurance Products are issued by Pacific International Insurance Pty Ltd ABN 83 169 311 193 (‘Pacific’). Prosura Pty Ltd ABN 59 638 142 720, Australian Financial Services Licence Number 530275 (‘Prosura’), is authorised to carry on a financial services business to provide general financial product advice, and deal in, general insurance products, and handle and settle claims. When Prosura provides these services, it does so on behalf of the insurer, Pacific, pursuant to a binding authority, as the agent of Pacific. Prosura does not act as your agent. Any advice provided by Prosura is general and does not take into account your objectives, financial situation or needs. Before making a decision please consider the Product Disclosure Statement and Financial Services Guide and the Target Market Determination. If you purchase a policy, Prosura receives a commission which is a percentage of your premium - ask us for more details.
You may wish to compare the features, limits, inclusions, exclusions and other terms and conditions of a waiver product offered to you by the car rental company before you make a decision whether or not to purchase. Please bear in mind that Prosura Rental Vehicle Excess Travel Insurance is a reimbursement product. Full product inclusions, coverage limits, exclusions, terms and conditions are outlined in the Product Disclosure Statement (PDS). Please read the PDS and consider before deciding whether or not to purchase a policy.
You may also find this page useful: Reducing Your Rental Car Insurance Excess in Australia
Please consider your own personal circumstances in making a decision whether or not to purchase any insurance or cover.
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