What are the product Cooling Off Period terms & conditions?
Modified on: Tue, 9 May, 2023 at 4:31 PM
Prosura Rental Vehicle Excess Travel Insurance Products are issued by Pacific International Insurance Pty Ltd ABN 83 169 311 193 (‘Pacific’). Prosura Pty Ltd ABN 59 638 142 720, Australian Financial Services Licence Number 530275 (‘Prosura’), is authorised to carry on a financial services business to provide general financial product advice, and deal in, general insurance products, and handle and settle claims. When Prosura provides these services, it does so on behalf of the insurer, Pacific, pursuant to a binding authority, as the agent of Pacific. Prosura does not act as your agent. Any advice provided by Prosura is general and does not take into account your objectives, financial situation or needs. Before making a decision please consider the Product Disclosure Statement and Financial Services Guide and the Target Market Determination. If you purchase a policy, Prosura receives a commission which is a percentage of your premium - ask us for more details.
Prior to the Policy Start Date, you may cancel your Policy and obtain a refund of the premium paid (Processing Fees will not be refunded).
On and from the Policy Start Date you can still cancel your Policy however we will not refund any part of your premium if you choose to do so.
If you cancel your Policy you will not be covered for Emergency Cancellation Protection.
Full product eligibility, inclusions, exclusions, limits and other terms and conditions are outlined in the applicable Product Disclosure Statement.
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