Prior to the Policy Start Date, you may cancel your Policy and obtain a refund of the premium paid (Processing Fees will not be refunded). 

On and from the Policy Start Date you can still cancel your Policy however we will not refund any part of your premium if you choose to do so.

If you cancel your Policy you will not be covered for Emergency Cancellation Protection. 

Full product eligibility, inclusions, exclusions, limits and other terms and conditions are outlined in the applicable Product Disclosure Statement