Prosura Rental Vehicle Excess Travel Insurance Products are issued by Pacific International Insurance Pty Ltd ABN 83 169 311 193 (‘Pacific’). Prosura Pty Ltd ABN 59 638 142 720, Australian Financial Services Licence Number 530275 (‘Prosura’), is authorised to carry on a financial services business to provide general financial product advice, and deal in, general insurance products, and handle and settle claims. When Prosura provides these services, it does so on behalf of the insurer, Pacific, pursuant to a binding authority, as the agent of Pacific. Prosura does not act as your agent. Any advice provided by Prosura is general and does not take into account your objectives, financial situation or needs. Before making a decision please consider the Product Disclosure Statement and Financial Services Guide and the Target Market Determination. If you purchase a policy, Prosura receives a commission which is a percentage of your premium - ask us for more details.
Prosura Rental Vehicle Excess Travel Insurance does not exclude cover for travel on an island per se. However, cover is excluded where you have breached the terms of your Rental Agreement or failed to comply with any other Rental Provider instructions relating to taking reasonable care of the vehicle or restrictions regarding use of the vehicle, and that has directly or indirectly caused the loss. Cover is also excluded where you have driven the Rental Vehicle on a road that is not a road available for use by the general public.
Many car rental suppliers do not allow their hire cars to be taken on a ferry and, in those circumstances, taking a hire car on a ferry is considered a breach of the terms of your rental agreement.
Please check with the car rental company directly as to whether you will be permitted to take the rental car on a ferry and to an island.
